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Housing & Home Ownership Crisis

The growing challenge of achieving and maintaining the American dream.


The dream of home ownership has become a struggle of affordability and financial survival for many Americans.

For much of American history, home ownership represented stability, financial security, and a path to building wealth. Today, rising home prices, higher interest rates, increasing insurance costs, property taxes, and stagnant wages have placed that dream beyond the reach of many families. These articles examine the forces driving the housing crisis, the challenges facing current and future homeowners, and the long-term implications for American families and communities.

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  • The Nation in Transition

    The Nation in Transition I’ve been in a transition for about a year now. No, get your mind out of the gutter…it is a philosophical transition with me. You might call it a process that…

  • Urgent Follow-Up…Please Read!

    This is a follow-up to a recent economic series < click here to read that series > The evidence is piling up; consumer confidence and consumer sentiment have fallen sharply, retailers like Lowe’s, Home Depot,…

  • Economics 101 – Part #5 of 5 (closing)

    You should probably read the previous four parts before reading further…this post will make much more sense if you do: < click here to read Part #1 > < click here to read Part #2…

  • Economics 101 – Part #4 of 5

    You should probably read the previous three parts before reading further…this post will make much more sense if you do: < click here to read Part #1 > < click here to read Part #2…

  • Economics 101 – Part #3 of 5

    You should probably read the previous two parts before reading further…it will make much more sense: < click here to read Part #1 > < click here to read Part #2 > So now is…

  • Economics 101 – Part #2 of 5

    You should probably read Part #1 before reading further. This post will make more sense if you do. < click here to read Part #1 > Now let’s talk about how “wealth” influences any discussion…

  • Economics 101 – Part #1 of 5

      Your garden & bs article helped me to understand the economy more. I didn’t understand it much, still you helped a lot. Can you explain more? More details? < click here to read that…

  • GARDEN : Truth, Reasoning, & Their Endless BS !

    I’ve been asked “why” I am writing so much about gardening lately. For one…it is the beginning of the gardening season and I want to share my knowledge and experience…and maybe a little motivation along…

  • > > WARNING : Expanding War & False Flags & Worse

    I started writing this articled last Wednesday, it was mostly done by Friday. But, events were changing rapidly and several pieces of the puzzle I couldn’t verify at the time. I decided to allow events…

  • SitRep : March 7th, 2026

    Another one of these articles where I really don’t want to write it, I don’t want to spend the time on it, and I don’t want to get worked up over it…coz I will, inevitably,…

  • SitRep: Economy – 3/3/2026

    I had been preparing a post on the updated state of the economy, especially post-SOTU last Tuesday. I got side-tracked with tasks around the glamstead and postponed the article. And then the war started with…

  • Q & A : Inflation & National Debt

    Look, I’m not professional economist, numbers brainiac, wealth manager, or banker…but, I think I have a pretty good grasp on what is happening economically. But then again…what the heck does a senior citizen (i.e. old)…

  • It continues to tank…

    Bureau of Labor Statistics (BLS) said…”OOOpppppsssss!” On Friday they announced that their 2025 job creation numbers were off by 900,000. Yeah, BLS…the Federal Government…overestimated the number of jobs created in 2025 by nearly a million.…

  • 2026 Outlook

    I’m not a big one on doing predictions and I’m certainly no prophet. Heck, I’m a just a small website keyboard warrior…and I occasionally share some homestead information. For 2026…yeah, I’ve changed that up a…

  • Feedback : Contrasting…#1

    I wrote the “Huuuummmmm……….” article yesterday, I wasn’t sure if I would get any replies or feedback…but I did. The interesting things that came from them were a bit contrasting in nature. I responded to…

  • Economy, Income, Home Prices: Q&A “Bottom Line” (last Q&A)

    You talked about “bottom line” before. For individuals or families, what is your bottom line to the economic mess your talking about? I gotta tel ya…this is the best question I think I’ve ever been…

  • Feedback : “K” Economy

    Okay, here goes… The term “K Shaped Economy” as such (the term) really didn’t exist till recently…maybe 10 years ago. The term became popular about the same time COVID hit. And yes, we have a…

  • Feedback : Paul

    RE: Economy, Income, Home Prices… < click here to read > Paul writes: So far, this has been an enjoyable (?) series. Very eye opening. With me retiring and hopefully moving to Texas from Utah, (to…

  • Here go again…more disinformation…or truth?

    The Bureau of Economic Analysis, US federal government agency, released GDP figures last week. According to them…GDP grew by 4.3% last quarter. Lot’s of folks have been raving about that figure…saying how great that shows…

  • Economy, Income, Home Prices: Q&A #5

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